Who you work with at Got Refis

Abdel Khawatmi, Licensed Mortgage Loan Originator

Abdel works with New Jersey homeowners on the four ways to restructure the debt on a home: lowering the rate and term, consolidating high-interest credit card and personal debt, taking cash out of equity, and adding a home equity line of credit. Every quote starts with a soft credit pull and an honest break-even number — if refinancing does not put you ahead, he will tell you that.

• NMLS ID# 1712023
• Lending through PRMG, a direct lender licensed by the N.J. Department of Banking and Insurance
• Offices in Eatontown and Toms River, New Jersey
• Reachable directly at 973-536-0276 and info@gotmortgages.com

What makes a direct lender different?

A broker sends your file out to other lenders and adds a layer of cost and waiting. As a direct lender, PRMG makes the credit decision in house. That means fewer fees passed along, direct answers on conditions, and a closing timeline the team actually controls.

Start with a guide, or with a number

• Rate-and-term refinance: how it works and when it pays off
• Debt consolidation refinance: turn 24% interest into mortgage interest
• Cash-out refinance: how much equity you can actually access
• Refinance in Eatontown, NJ
• Refinance in Toms River, NJ